General conditions of sale (WHOLLYSAVVY)

Article 1: Scope of application

WHOLLYSAVVY – General Terms and Conditions of Sale

These General Terms and Conditions of Sale apply to all transactions concluded through the websites of the WHOLLYSAVVY network. Any natural or legal person placing an order with WHOLLYSAVVY via our secure payment platform, or by any other accepted payment method, is considered a “Customer.”

Article 1: Age Requirements

Age restrictions apply:

• WHOLLYSAVVY accepts customers 16 years and older for the purchase of physical and digital products.

• Customers must be 18 years or older to purchase services (including coaching, workshops, and seminars).

We strive to limit access to our content to individuals who are mature enough to understand financial, educational, and business responsibilities.

If a user or customer does not meet these criteria:

• Their access will be terminated immediately

• A refund will be issued when applicable

• Any delivered product may be requested for return

Article 2: Orders

Any order placed on a WHOLLYSAVVY platform constitutes full and unconditional acceptance of these Terms and Conditions.

Article 3: Pricing

• All prices are listed in U.S. Dollars (USD)

• Prices are exclusive of shipping and processing fees (if applicable)

• WHOLLYSAVVY reserves the right to modify prices at any time

However, the price charged will always be the one displayed at the time the order is confirmed.

Article 4: Payment

Payment is due immediately upon order confirmation, including pre-orders.

Accepted payment methods include:

• Credit/Debit Cards (Visa, Mastercard, and other major providers)

• Secure payments processed via platforms such as Stripe

All payment data is encrypted using industry-standard security protocols. WHOLLYSAVVY is not responsible for any security breaches originating from third-party payment processors.

Article 5: Delivery

Products are delivered to the address or email provided at checkout. Customers are responsible for ensuring accuracy of their information.

• Risk transfers to the customer once the product has been shipped or delivered

• In case of lost or undelivered items, WHOLLYSAVVY will make reasonable efforts to resolve the issue, including replacement or refund where appropriate

Digital products are delivered electronically and are considered received once access is granted.

Article 6: Protection of Personal Data

WHOLLYSAVVY respects your privacy and is committed to protecting your personal data in accordance with applicable U.S. data protection laws.

By accepting these Terms:

• You acknowledge and agree to our collection and use of your data

• You may receive emails related to your purchase, educational content, or promotional offers

You may unsubscribe at any time by clicking the “unsubscribe” link included in our emails.

Article 7: Governing Law

These Terms and Conditions shall be governed and interpreted in accordance with the laws of the United States and the State of Georgia, without regard to conflict of law principles.

Article 8: Company Information

WHOLLYSAVVY

1700 Northside Dr NW, Suite A7 # 794

Atlanta, Ga United States

Email: info@whollysavvy.com

Website: www.whollysavvy.com